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Choosing the right dental insurance can be as crucial as selecting the perfect dentist. At Serenity Dental Austin, we aim to make dental care accessible and stress-free by accommodating a variety of payment options and accepting a wide range of PPO insurance plans. Here’s a guide to understanding dental insurance and how you can make the most of your benefits when you visit us.
Dental insurance is designed to a portion of the costs associated with dental care. Plans typically cover preventive services like exams, cleanings, and X-rays at 100%, basic procedures such as fillings and root canals at around 70-80%, and major procedures like crowns, bridges, and surgeries at about 50%. The specifics can vary significantly between different policies, so it's important to understand the details of your plan.
Aetna: Aetna offers a variety of dental insurance plans, which typically include preventive care (cleanings, routine x-rays, and exams) at little to no cost to the policyholder. Aetna plans often come with the flexibility to visit any licensed dentist, but visiting providers within Aetna's network can reduce your out-of-pocket costs.
Ameritas: Known for its excellent customer service, Ameritas provides plans that often cover preventive care at 100%. Their dental plans might also include orthodontic benefits for both children and adults, making it a versatile option for families.
Blue Cross Blue Shield (BCBS): As one of the largest health insurance networks in the United States, BCBS offers extensive dental coverage through various plans. Coverage details can vary significantly depending on the state, but generally, they provide comprehensive benefits for a wide range of dental procedures.
Careington: This company provides dental discount plans rather than traditional insurance. Members receive a list of services and discounts associated with each, offering significant savings on procedures at participating dentists.
Cigna: Cigna's dental PPO plans are geared towards flexibility in choosing your dentist and saving money when staying within their network. Their plans usually cover preventive care at 100% without deductibles and offer a range of coverage options for other procedures.
Delta Dental: One of the most popular dental insurers in the U.S., Delta Dental offers multiple plans with varying levels of coverage. Their PPO plans allow for high flexibility in choosing a dentist and typically cover a substantial portion of preventive care costs.
Guardian: Guardian offers dental plans that include preventive care at 100% with no deductible, as well as competitive coverage options for basic and major services. They also provide access to a large network of dentists and specialists.
Humana: Humana offers several dental insurance options, including PPO plans and dental discount plans. Their insurance policies generally cover preventive services fully and offer varied coverage percentages for basic and major treatments.
MetLife: MetLife's dental insurance plans are well-regarded for their extensive coverage options. These plans often cover preventive care fully and provide beneficial terms for major dental work, including orthodontics, depending on the plan.
Renaissance Dental: Renaissance Dental provides comprehensive coverage with an emphasis on preventive care, which is covered at 100% in most plans. They also offer a unique feature that increases your annual maximum benefit each year you remain with the plan.
United Healthcare: Known for their broad range of health insurance products, United Healthcare also offers robust dental plans. These plans typically cover preventive care at 100% and include benefits for a wide range of procedures at various coverage levels.
This variety ensures that most patients can use their dental benefits effectively at our office. To confirm whether your specific insurance plan is accepted, we encourage you to call our office directly. Our knowledgeable staff can help you understand your coverage and ensure that you maximize your benefits.
Expert Care: Our team of dental professionals is equipped with the skills and technology to provide top-notch dental care, from routine preventive maintenance to complex restorative procedures.
Patient Comfort: We prioritize patient comfort and satisfaction, ensuring a pleasant experience from the moment you walk through our doors.
Flexible Payment Options: Understanding that insurance may not cover all dental expenses, we also accept various forms of payment, including Mastercard, Visa, American Express, Discover, cash, and personal checks. This flexibility helps to ease the financial burden for treatments that may not be fully covered by insurance.
We accept HSA and FSA cards as well as low-interest financing through CareCredit and Sunbit. In addition, we have our own exclusive In-House Dental Membership Plan to aid patients without insurance.
